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Parents: HELOCs have a variable interest rate, which means these loans can increase in any given month. If you miss a payment and default on a HELOC, the bank could take your house. Future college students: Make searching for scholarships a part-time job, and don’t overlook the little guys. If you spend five hours researching and applying for scholarships and get even $1,000 in scholarships, you essentially made $200 an hour with that five-hour investment of time! | George Kamel
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