Interest rates are falling, and they could drop again soon. The Federal Reserve has cut its benchmark rate twice this year, bringing it down to a range of 3.75% to 4%. While another cut at the Fed's ...

Certificates of deposit (CDs) have been really hot the past few years -- mostly because rates have been unusually high. Some are still offering north of 4.00% APY, which feels like free money when you ...

American Express is usually best known for its cards, but its deposit accounts are also worth considering. American Express CDs come with no fees and offer solid rates on shorter terms, making them a ...

At Begyle Brewing on Sunday, June 8, the Chicago Independent Radio Project hosted its third CD Blowout Sale. CHIRP founder and general manager Shawn Campbell says the sale’s debut in May 2022 was a ...

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

US CDS spreads imply that the creditworthiness of US debt is several notches lower than its official ratings imply. Other markets—Treasuries, FX, gold, and crypto—are pricing in significant risk ...

Even though the compact disc may not have experienced the resurgence that vinyl records have seen in recent years, it remains an endearing and nostalgic form of physical media for many. Being so thin ...

Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while IRAs ...

The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their ...

The best CD rates are currently higher than the best T-bill rates. T-bills come in shorter terms than CDs. The interest earned from T-bills is exempt from state and local taxes. If you're looking for ...