"Breathe in, breathe out, and enjoy your new cute coloring book," —me, to my bestie.
Polyphonic ringtones should not be mistaken with the so called "True tones" (also known as "Real tones") which are simply audio recordings, typically in a common format such as MP3, AAC, or WMA.
Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...