If you have just inherited a Roth IRA from your parent, spouse, or non-spouse, here are the rules for taxes and beneficiaries you need to know.

The death of a loved one is hard enough without the added stress of inherited accounts.

If you’re saving for retirement or just trying to make the most of your retirement accounts, you might be wondering: Do Roth IRAs have RMDs? It’s a great question — and the answer is a big reason why ...

I will begin mandatory withdrawals from my IRA next year. I am divorced, and my two beneficiaries are my children, ages 22 and 30. To give them the lowest tax liability and greatest flexibility in ...

Yes, but only if you follow very specific IRS rules Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have ...

Do Roth IRAs Have Required Minimum Distributions? No, Roth IRAs do not have required minimum distributions, at least while the account holder is still alive. But if you are the beneficiary of a Roth ...

Mandatory withdrawals are technically called required minimum distributions. When must I take them? If you were born before 1951, you’ve probably already begun taking required minimum distributions.

Can AI answer personal finance questions better than a human? Discover how strategic beneficiary planning can help you stretch IRA distributions, potentially saving your heirs thousands in taxes. Over ...

It’s that time of year again. With April 15 fast approaching, everyone is looking for ways to make their tax bills more efficient. And while tax mitigation strategies are a vital component of nearly ...

The IRS has released 2026 tax brackets—here’s how understanding your bracket can help you save with smart retirement and Roth conversion strategies.