A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

An 850 credit score won't get you lower rates. Here's what actually changes, what doesn't, and why perfect credit still ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...