Steeper-than-expected December mortgage lock volume drop as seasonality, shutdown uncertainty, and stubborn rates keep ...

Refinances accounted for 37% of December 2025 mortgage locks, with total volume up 30% year over year, per Optimal Blue.

MCT’s rate lock activity indices are based on actual locked loan volume, not applications. Total mortgage rate locks by dollar volume fell 5.4% month-over-month in September. Mortgage lock volumes ...

The month-over-month rate and term refinance lock figure was down 28.9% for October. MCT saw the purchase index decrease 15.8%. The volume of mortgage rate locks in October fell more than 60% from a ...

Mortgage rates continued their downward trajectory at the start of 2024, incentivizing homebuyers to apply for loans. Meanwhile, an easing of the inventory shortage foreshadows the possible return of ...

Optimal Blue's December 2025 Market Advantage mortgage data report \| Optimal Blue today released its December 2025 Market ...