Discover what a variable-rate mortgage is, how it works, and the benefits and risks involved. Learn how rates adjust and what that means for your payments.

Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Two lenders have begun shock variable interest rate rises while over 50 banks have hiked fixed home loan rates, less than a ...

A hybrid adjustable-rate mortgage is a type of mortgage that has an initial fixed interest rate period followed by an ...

With the Bank of England potentially set to announce more interest rate cuts in 2026, homeowners may wonder if it’s best to ...

If you borrow £50,000 over 180 months, you would pay interest rate fixed at 5.55% (fixed) for 60 months followed by 120 ...

Variable mortgages expected to grow in popularity as variable rates come in lower than fixed ...

A September Fed rate cut is likely, though it's expected to be a small 0.25-percentage-point reduction. Private student loans with variable rates may see small interest savings, but fixed-rate and ...