We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Do you have a VA loan ...

The VA Interest Rate Reduction Refinance Loan (IRRRL) is a refinancing option for veterans with existing VA-backed home loans. Refinancing a home mortgage can be a complex and lengthy process unless ...

VA loans come with many benefits. They have low interest rates, they require no down payment or mortgage insurance, and they limit your closing costs, too. They’re also easy to refinance, thanks to ...

The online request to our Sunday “Real Estate Today” show held a hint of desperation. “I need to nail down a lower rate,” Howard wrote. “But I am getting different opinions about my wife’s VA loan.” ...

If you have an existing VA loan, you can refinance it to get a better interest rate, change your loan term or tap into your home equity. To qualify for a VA mortgage refinance, you'll need to meet ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You have a VA home loan ...

I am currently paying my mortgage through Navy Federal Credit Union, at 6.5% interest on a 30 year loan. The <I>Streamline</I> program allows me (or any veteran paying too much interest on a VA loan) ...

Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of refinance exclusively for VA loans that can lower your monthly mortgage payments. An IRRRL does ...