Explore the current interest rates for SBA-backed financing.
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SBA Loan Rates in 2025

Current SBA loan rates range from around 6.17% to 15.50%, depending on the type of SBA loan and the lender. The SBA rate cap limits the interest rate a lender can charge. Qualify for better SBA loan ...
Secured business loans finance a purchase with collateral.
We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...
Matthew R. Meehan is a leading finance expert and CEO of Shield Advisory Group. He specializes in helping SMEs access credit and capital. For many business owners, a liquidity event, whether it’s ...
Processing and approvals for most SBA loans will stop during a government shutdown. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...
Small businesses on Long Island that need their applications for government-guaranteed loans processed while Washington is shut down should work with their lender to identify alternative sources of ...
UPDATE: This story now includes quotes from an interview with BayFirst CEO Thomas Zernick. A week after reporting a second consecutive quarterly loss, Florida-based BayFirst Financial has shuttered ...
To continue reading this content, please enable JavaScript in your browser settings and refresh this page. As small business owners head to the end of the year and ...