Lenders use updated income to reassess risk. If you don’t respond, they may assume your finances worsened and cut your credit ...

A credit score is a number that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Your credit score plays a crucial role in how lending institutions and card issuers calculate borrowing costs. As financial institutions in the country have now started to strategically rely on ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.