European bank balance sheets are shrinking. Barclays Capital analysts note first-quarter declines at 15 of the 25 largest quoted banks in Europe, with banks reporting on average balance sheets 3% ...

Background. As part of an international effort to recalibrate how banks calculate their risk‑based capital, U.S. bank regulatory agencies (the “Agencies”) recently proposed major changes to how banks ...

Learn how the Advanced Internal Rating-Based (AIRB) approach helps financial institutions internally assess credit risk using ...

The operational risk component of the agencies' capital proposal could not possibly pass any cost-benefit analysis, write Grag Baer and Francisco Covas, of Bank Policy Institute. If the capital rule ...

Risk-weighted assets (RWAs): Risk-weights are assigned to assets according to estimates of the risk of those The higher the estimated risk, the higher the risk-weight factor and the greater the ...

The growth of balance sheet risk transfer within Europe shows no signs of abating. The ability to utilise "significant risk transfer" or "SRT" (at it is more commonly known in the EU and the UK) ...

Ginnie Mae announced on Thursday that it will allow relief from its risk-based capital ratio (RBCR) requirements for any mortgage-backed securities (MBS) issuers that effectively hedge the value of ...

India’s banking system enters 2026 stronger than ever—lower NPAs, higher capital buffers, and RBI-backed liquidity. But ...

Forbes Advisor’s Reliability Rating is a straightforward evaluation of a bank’s health. It provides a clear picture of an institution’s financial strength to help you gauge how well it manages risk, ...