SA is expected to experience further interest rate relief in 2026 as inflation continues to ease and economic growth remains ...

Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

The 350 basis point gap between the repo or monetary policy rate and the prime rate has been fixed since 2001. Currently, the ...

South African banking customers have been paying a prime rate of the repo rate plus 3.5% since 2001. Is it time for a change?

The Reserve Bank lends money to banks at the ‘repo rate’, the banks add 3.5% to create the ‘prime rate’ – which we hear when ...

Monetary Policy Committee (MPC) will meet next week for the first time in 2026 to determine the next interest rate move for the country.

A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

Following the RBI's repo rate cut, eight major banks have reduced interest rates, but it's not guaranteed that every loan's EMI will decrease immediately. When you will get relief in your EMI depends ...

South African Reserve Bank Governor Lesetja Kganyago suggests phasing out the prime interest rate, maintaining that greater ...