Buying a new car is a significant investment of your financial resources. The last thing you want is to pay out again if your car is totaled in the first year or so of ownership. For drivers in this ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One way to do that might be to drop certain coverages from your policy.

Forbes contributors publish independent expert analyses and insights. Jim Gorzelany is a veteran automotive journalist. With summer having officially arrived, many Americans will be loading up their ...