Refinancing Rates - Search News

Current mortgage rates for Jan. 2026

Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage

If you've been waiting for rates to drop to refinance a 8% mortgage, your time has come. Rates are now the lowest they've been since early 2023. The 30-year fixed-rate hit 6.06% on average during the week ending Jan. 15, according to Freddie Mac's Primary Mortgage Market Survey.

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Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease

· 1d · on MSN

What are today's mortgage interest rates: January 16, 2026?

1don MSN

Mortgage rates hit lowest level in more than 3 years

The average 30-year fixed mortgage rate fell to 6.06 percent this week, down from 6.16 percent last week and the lowest level ...

2d

Average US long-term mortgage rate hits the lowest point in more than 3 years

MCLEAN, Va. -- The average long-term U.S. mortgage rate is now down to its lowest level in more than three years. The ...

3don MSN

Mortgage refinance demand surges 40% higher after Trump post briefly tanks interest rates

Mortgage rates dropped markedly at the end of last week, causing a huge jump in demand to refinance and a smaller surge in ...

How Fannie Mae and Freddie Mac could push mortgage rates lower — at least temporarily

While President Trump’s recent order could persuade lenders to issue more mortgages at lower interest rates, the effects ...

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