Refinance Rates Comparison

Current mortgage rates for Jan. 2026

Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease

The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.23%. On a 20-year mortgage refinance, the average rate is 6.

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Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage

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What are today's mortgage interest rates: January 13, 2026?

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Refinance Rates Move Lower - July 10, 2025

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. evgenyatamanenko / Getty Images Rates for 30-year refinancing loans halted ...

Yes, you can refinance a home equity loan — and in some cases, you should

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.

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Current mortgage rates for Jan. 2026

Refinance Rates Move Lower - July 10, 2025

Yes, you can refinance a home equity loan — and in some cases, you should

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