Paying off a personal loan early is possible — and often a smart financial move. When you pay off a personal loan early, you save money on interest and lighten your monthly budget ahead of schedule.

Learn the best strategies for whittling down what you owe, depending on how much debt you have. This page includes information about these cards, currently unavailable on NerdWallet. The information ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

You can pay a personal loan off early, and doing so has its benefits, including saving money on interest. However, you may face a prepayment penalty, depending on the fine print of your loan and an ...

According to LendingTree, Americans owe $257 billion in personal loan debt as of the second quarter of 2025. And while paying off a personal loan can sometimes feel like it’s going to take forever, it ...