The Consumer Financial Protection Bureau (CFPB) finalized its “open banking” rule in late 2024. As required by Section 1033 of the Consumer Financial Protection Act, the CFPB promulgated the rule to ...

It may be hard to know the difference between Socialism and Communism for some. I think the same dilemma exists between Open Banking and Platform Banking definitions – as both sound very similar but ...

Delegated Access and Why It Deserves Support What the Consumer Financial Protection Bureau Says What Is ByAllAccounts Doing? As open banking comes to the United States and Canada, financial ...

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Interest is growing quickly - no doubt accompanied by some ...

The Consumer Financial Protection Bureau has done an about-face on its open banking rule, issuing a new proposal seeking comment on whether banks can charge fees for data access and if third parties ...

The financial landscape has seen significant transformation thanks to open banking, which has helped develop innovative models across digital payments, wealth management, lending, insurance and more.

The first step in the future of open banking under the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Dodd-Frank" or the "Act") is here: in a notice posted August 22, 2025 (the "Notice"), ...

Anyone who’s ever used a digital device to pay a bill, set up a savings account or apply for a mortgage knows that we are living in the age of digital banking. But this may just be the beginning. In a ...

Open banking has been much hyped in recent years. But while markets like the U.K. and Australia have embraced open banking, its potential has yet to be fully realized in the U.S. It could be that 2024 ...

The CFPB’s personal financial data-rights rule provides a legal framework to dramatically expand open banking in the United States and spur a host of innovative products. But first, the rule must ...

Artificial intelligence (AI) isn’t the only technology driving digital transformation. For banks, retailers and enterprise businesses, open banking and application programming interfaces (APIs) are a ...