Meredith Dietz is Lifehacker’s Senior Staff Writer. She earned her bachelor’s degree in English and Communications from Northeastern University, where she graduated as valedictorian of her college.

Transferring your credit card balance to a 0% intro APR card can save you hundreds in interest. Here's exactly what happens ...

A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an extended period of time. It's essential to research and compare offers from different credit ...

If you’re using a balance transfer, you should prioritize paying off the balance before the introductory APR period ends. If you’re unable to pay off the entire balance, you can still save on interest ...

Citi® boasts some of the most generous balance transfer deals available. Balance transfer cards allow you to pay down debt faster by allowing more of your payments to go toward reducing your balance ...

A Reddit user got a credit card with a balance transfer offer. The Redditor has a 0% promotional rate for 10-months. Balance transfer offers can be a great way to pay off debt but you need to shop ...

See why the Citi Simplicity Card earned our top balance transfer award for 2026 and how much it can save you when paying off debt.

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...

Years ago, one of my closest friends found himself staring down about $30,000 in credit card debt. He was juggling multiple cards, paying 20%+ interest, and was extremely overwhelmed. Looking for a ...