New Jersey’s car insurance rates are the only ones in the nation increasing by double-digit percentage points in 2026.

Compare companies, cost and coverage if you’re considered a high-risk driver Written By Written by Insurance Staff Writer, WSJ | Buy Side Kara McGinley is a staff Insurance Writer at WSJ | Buy Side.

Geico and Progressive are the top-rated companies for high-risk drivers in our analysis due to their below-average rates. Insurers might consider you a high-risk driver if you were at fault for an ...