A woman who had nearly paid off a £10,000 debt was sent emails suggesting she could apply for new credit cards.

Here's the average credit score for Americans in their 50s, what it means for your finances, and how to strengthen your ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...

Learn who subprime borrowers are, their credit score range, and financial impacts. Explore challenges in obtaining credit and ...

Millions of people are going without basics because of fears around their credit score, according to the Centre for ...