A hard inquiry happens when a company checks your credit reports because you have applied for credit. You can dispute hard inquiries you didn’t authorize, but you cannot remove legitimate credit ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

Credit inquiries can either be in the form of hard inquiries or soft inquiries, and they can happen for a variety of reasons. Hard credit inquiries occur when someone like a landlord or potential ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

TransUnion, one of the three largest credit bureaus in the U.S., has agreed to a $23 million class action settlement to resolve claims it failed to remove disputed hard inquiries from consumers' ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your credit report is a comprehensive document of your credit history that dictates your credit score and influences financial decisions made by lenders. Understanding your credit report can guide ...

Got a money question? Let Buy Side find the answer. Write to [email protected], and we may publish an answer Written By Written by Contributor, Buy Side Kerri Anne Renzulli is a contributor to Buy ...

Lindsay VanSomeren is a personal finance writer based out of Kirkland, Washington. Her work has appeared on Business Insider, Credit Karma, LendingTree, and more. Lindsay VanSomeren is a personal ...