Mortgage rates spiked again. Home prices are popping. And homeowners’ insurance is one big yikes. What if a lender says your income doesn’t qualify for a home purchase or a refinance loan? Besides the ...

Inflation has been stubbornly high, hovering at over 3% throughout the first half of 2024. As a result, the Federal Reserve has been forced to keep interest rates higher for longer, hoping to quell ...

Embrace Home Loans is an independent mortgage lender that underwrites its own loans. Its mortgage specialists work directly with borrowers throughout the entire loan process. Embrace’s loans are ...