In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are six-month CDs paying up to 4.25% APY. Getting the best six-month CD rates now ...

Certificate of deposit (CD) yields remain near generational highs, but there's no such thing as a CD that is a perfect fit for everyone. If your goal is to create an income stream from your CDs, the ...

You can open a CD at almost any bank, but it literally pays to find CDs with high interest rates. Shop around at credit unions, banks and other financial institutions. Rates will vary and your go-to ...

You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve cut interest rates three times in 2024, average CD yields fell lower. They ...

The Citizens Bank Online 14-month CD has a $1,000 minimum balance requirement. The Citizens Bank Online 7-month CD has a $25,000 minimum balance requirement and a higher APY. Both CDs require a ...

The credit card issuer Discover has high-yield CDs with no opening minimum. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Taylor Tepper covered banking, investing and pretty much everything else in personal finance for more than a decade, with his work appearing in the New York Times, Fortune and MONEY magazine, as well ...

The Federal Reserve is meeting this week and they'll decide whether to keep rates steady or cut them. Either decision could impact your savings account. Both high-yield savings accounts and CD ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

We chose DCU’s Regular Certificate account as the best three-month CD because it offers a competitive APY and can be opened with a $500 deposit. We like that the three-month CD offers the highest ...