These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations ...

See the tax advantages and downsides.

Cash value life insurance is a type of permanent life insurance that uses your monthly premiums to build value within the policy. Cash value life insurance combines the benefits of life insurance with ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

iQuanti: Permanent life insurance policies are known best for offering lifetime coverage, but they also have another important component: the cash value. Cash value lets you save some of each premium ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

We’ll describe several types of cash value policies, including whole life (WL), WL/term blend, current assumption universal life (CAUL), guaranteed (no-lapse) universal life (GUL), equity indexed ...

Actual cash value vs. replacement cost: Which renters policy saves you money? The world of insurance can often feel like deciphering an overly complex text. The field is dense, confusing, and ...

Principal, Pacific Life and Symetra are the top life insurance companies in our evaluation. These companies scored well for ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

The world of insurance can often feel like deciphering an overly complex text. The field is dense, confusing, and frequently causes frustration for policyholders. However, when examining renters ...

We analyzed policy fees, cash value growth, the reliability of policy illustrations, complaints and more Written By Written by Insurance Senior Editor, Buy Side Amy Danise is the staff Senior ...