How to make sure assets last throughout retirement is a key question for advisers, and often very difficult to answer. Big, future dollar amounts are hard to visualize realistically, says Troy Hirschi ...

Savers approaching retirement usually either buy an annuity that pays a guaranteed income for life (but with no prospect of further investment growth) or draw income directly from their pension funds, ...

In our weekly series, readers can email any question about their finances, to be answered by our expert, Rosie Hooper. Rosie is a chartered financial planner at Quilter Cheviot Financial Planning and ...

A tightening inheritance tax (IHT) backdrop is reshaping how advisers approach drawdown and intergenerational planning, with ...

Since the introduction of the pension freedom rules in 2015, the popularity of drawdown for generating a flexible retirement income has rocketed amid a secular decline in annuity rates. As defined ...

The Pearson Pension Plan is introducing two new lifestyle options for its defined contribution members as they approach retirement, responding to a perceived demand for greater flexibility. Staff and ...

Pension schemes which allow members to designate defined contribution (DC) funds for drawdown may need to amend their scheme rules, following an update to HMRC’s Pensions Tax Manual. On 26 March 2025, ...