Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

The Axos ONE account is a combined checking and savings account that pays competitive interest rates — as long as you meet a couple requirements. There are no monthly fees and no minimum deposit ...

The Chime® Checking Account has no monthly fee, and customers have access to more than 47,000 nationwide ATMs. As a Chime customer, you can receive your paycheck up to two days early with direct ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

Thanks to Monarch for partnering with me! Get 50% off your first year by using my link or discount code reese50 when signing up for a free trial! Welcome to calm, confident money! #monarchpartner Here ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

There’s no one-size-fits-all approach when it comes to deciding where to put your discretionary income — you likely want some in a savings account (see some of the best savings rates you can get now ...