Start by identifying your primary banking needs: checking, savings, CDs or specialized services. Avoid banks with excessive ...

A mere four months ago, the Biden administration capped bank overdraft fees at $5. There was just one catch: The cap wouldn’t take effect until October. It now appears the cap will never take hold.

The three biggest American retail banks collected 25% less overdraft revenue last year as the companies, under pressure from regulators to cap the fees, created new ways for customers to avoid the ...

Stop wasting money on hidden bank fees in 2026. Learn about five of the most common bank charges, as well as some smart ways ...

Tens of millions of Americans who overdraft on their bank accounts each year may soon enjoy major relief. The government agency in charge of protecting consumers' finances introduced a new rule to ...

Several large U.S. banks reported an uptick in overdraft-related income for the first three quarters of 2025. Economic ...

Congress passed a law last week overturning the Consumer Financial Protection Bureau's $5 overdraft fee cap, which would have gone into effect in October. If President Donald Trump signs the law, the ...

NEW YORK — The House voted Wednesday to overturn a rule that would have limited bank overdraft fees to $5, following the Senate in moving to dismantle the regulation that the Biden administration had ...

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...