The reality of modern household budgets might shock you. Most American families are shelling out significantly more on insurance premiums than they realize, and the numbers are climbing faster than ...

The cost of home insurance is rising all across the country as extreme weather events become more common and destructive, adding a heavy financial burden on the tired shoulders of American households.

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...