Thinking about retirement planning when you’re young is key to financial security in your golden years. Small contributions when you’re younger make a difference in your retirement strategy. The ...

Your approach to investing should evolve as you do. The right asset allocation by age helps balance growth, stability and income — whether you’re in your 20s or already retired. In simple terms, ...

There are some common rules of thumb, such as maintaining an allocation of 60% stocks and 40% bonds (which is known as the 60 ...

Traditionally, investors have been encouraged to move toward bonds as they approach retirement. While stocks have the potential to benefit from capital appreciation and dividends, they can also be ...

The 100 Minus Your Age Rule, often referred to as the Rule of 100, is a straightforward investment guideline aimed at helping retirement savers allocate their assets between stocks and bonds ...

Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in credit-related topics, including credit reports and scores, loans and credit cards, and ...

Asset allocation balances risk by mixing investment types to optimize returns and stability. Diversified portfolios, even with different investments, perform similarly if their asset mix is the same.

Forbes contributors publish independent expert analyses and insights. I write about incisive investing advice. Retirement becomes a hot topic for Gen X-ers as they enter their 50s. We discuss how to ...