The use of adjustable-rate mortgages is rising as borrowing costs remain high, but housing experts don't see the same risks that triggered the 2008 housing crisis.

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

According to the Mortgage Bankers Association, the number of ARM applications jumped 25% last week, to their highest level in three years. Adjustable-rate mortgages — ARMs in real estate lingo — are ...

“When you get a fixed-rate mortgage, it's like buying insurance against inflation, and you're paying for that insurance over the whole life of the mortgage,” one expert told us. The real estate market ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

What Are Adjustable-Rate Mortgages? Adjustable-rate mortgages (ARMs) are a type of home loan with an interest rate that changes periodically based on market conditions. The interest rate may increase ...

An adjustable-rate mortgage, or ARM, can seem like an enticing offer, as they often offer initially lower rates than the more standard fixed-rate mortgage. But later on, the rate is subject to change ...

If you are looking to buy a home, you may want to consider an adjustable-rate mortgage — but experts say it’s important to know what that means before you commit. When the index of interest rates goes ...

The surge in adjustable-rate mortgages this decade led their share of the market to more than triple over four years at the nation's largest banks, according to a new Federal Reserve report.