Life can be full of unexpected events, from accidents or injuries to surprising good news. Accident insurance is designed to protect you when something difficult comes your way, from a fall off a ...

Your employer's benefit package may include disability insurance, or you may have taken out disability insurance on your own. If you lose time from work due to a serious medical condition or injury, ...

Personal accident insurance provides a vital financial cushion through lump-sum payouts for disability or death.

Let’s say you suddenly fell ill or sustained an injury that prevented you from working and earning a paycheck. Would you be able to keep yourself afloat with the money in your emergency fund for three ...

Disability insurance isn't a topic that comes up often in daily conversations (or even many financial ones). After all, none of us plan on becoming ill or injured to the extent we can no longer work.

Without a sudden event, an insured’s injury does not constitute an “accidental bodily injury” within the meaning of a disability insurance policy that distinguishes between accident versus sickness.

Chris Kissell has been a journalist for three decades and has written extensively about insurance and other personal finance topics for the past 20 years. For the last 14 years, he has been a ...