As the year enters its final week, savings rates are holding steady -- for now. Many high-yield savings accounts (HYSAs) are still paying between 4.00% and 5.00% APY now. But the pace is slowing.

Friday the 13th isn't bringing bad luck for savers. Banks are keeping things steady, just like they have been all of 2026 so far. For people already earning top rates, that's fine. For everyone else, ...